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As per instruction of Bank now onwards for Money Transfer/Fund Transfer.VLE have to collect.KYC of the customer who visits your center and verify the KYC(PAN,Aadhaar,Phone) any one of them for CSP Security point of view||Mr Rupesh Kumar,District Corodinator(Palamu)||Mr. Masum Ansari,District Corodinator(Simdega)||Mr. Vishnu Kumar,District Corodinator(Khunti) and is not working with us.Please do not do any kind of company related transaction with them.UTL is not reponsible for that.

Expert Insurance Guidance – Helping You Make Informed Choices

At UTL, we don’t sell insurance—we help you understand it, choose wisely, and stay protected. With so many policies, terms, and providers out there, selecting the right insurance can feel overwhelming. That’s where we come in.

We are your trusted insurance advisors, dedicated to offering unbiased guidance so you can make the right decision for your health, home, family, business, and future.

Our Role – Your Insurance Companion

We specialize in helping individuals, families, and businesses navigate the insurance landscape. Whether you’re looking for health, motor, life, or property insurance, our job is to:

  • Compare policies from top insurers

  • Explain coverage and terms in plain language

  • Recommend plans based on your needs and budget

  • Assist with documentation

  • Support you during claim processes

Our only goal is to help you make confident, informed choices—not to push products.

What We Help You With

We guide you through a broad spectrum of insurance categories:

🏥 Health Insurance

We help you understand the fine print of health insurance and guide you in choosing:

  • Individual or family floater plans

  • Critical illness coverage

  • Maternity benefits and pre-existing condition clauses

  • Cashless hospitalization networks

🚗 Motor Insurance

Need to insure your car or two-wheeler? We’ll help you:

  • Compare comprehensive and third-party plans

  • Understand add-ons like zero depreciation and engine protection

  • Evaluate renewal options and no-claim bonuses

🏠 Home Insurance

Protect your property and valuables:

  • Understand what’s covered (and what’s not)

  • Choose between structure-only or contents coverage

  • Learn how natural calamity and fire protection works

👨‍👩‍👧‍👦 Life Insurance

Life insurance is a long-term commitment. We help you:

  • Choose between term, endowment, and ULIP plans

  • Understand maturity benefits and riders

  • Align insurance with your financial planning goals

🧳 Travel Insurance

Travel confidently with the right policy:

  • Know what’s covered for medical emergencies abroad

  • Evaluate options for students, families, or frequent flyers

  • Understand exclusions and claim procedures

🏢 Business Insurance

Businesses face unique risks. We provide insights into:

  • Property, liability, and fire insurance

  • Group health plans for employees

  • Cybersecurity and business continuity coverages

Why Trust Us?

✔️ We’re Independent

We’re not tied to any insurance company. Our advice is 100% unbiased and always in your best interest.

✔️ We Make Insurance Simple

No jargon. No hard sell. Just clear, helpful information and practical comparisons.

✔️ We Work for You

We represent your needs—not the insurer’s. We’re here before, during, and after you choose your policy.

✔️ We Save You Time and Stress

Forget endless paperwork and confusing terms. We do the research and handpick options that suit you.

✔️ Claim Guidance

When the time comes, we guide you through the claims process, helping you prepare documents and follow up as needed.


Who We Help

We offer insurance guidance for:

  • First-time policy buyers

  • Families needing long-term security

  • Vehicle owners unsure about renewals

  • Senior citizens evaluating health coverage

  • Business owners managing risks

  • Students and travelers needing temporary coverage

Get the Right Insurance, Without the Confusion

At [Your Company Name], we’re not here to sell—we’re here to serve. We believe that insurance decisions should be made with clarity, not confusion. Whether you’re comparing options or facing a claim issue, we’re just a call away.

📞 Call us : 9334 395471
📧 Contact Us